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3 New Year's Resolutions for Small Businesses

2023 is almost upon us, along with the long-held tradition of New Year’s resolutions. For individuals, after a season of parties, food, holiday cookies, cakes, and drinks, resolutions about losing weight are a common theme – but what about small business owners?  The New Year is the ideal time to set goals for the year, establish a workable plan to achieve those goals, and evaluate...

Seasonal motorcycle insurance

If you live in a part of the country where cold, harsh weather forces you to store your motorcycle over the winter, you might be tempted to cancel your motorcycle insurance to save money. However, canceling your insurance for temporary savings may leave you liable for damages and vulnerable to fines and other expenses. There are other ways to potentially save money and reduce your insurance...

How to Protect Your Home During the Holidays

Most of us look forward to the holidays with anticipation. Family, friends, and work get-togethers, parties, events, and foods and treats make the winter holiday season a favorite for people of every age – but it is smart to be aware of the risks. To protect your home and your valuables, check out these practical home safety tips: Protect your home from the risk of...

Motorcycle riding at night: 10 safety tips

Riding a motorcycle is fun and freeing, but it can also be risky. According to data from the National Highway Traffic Safety Administration (NHTSA), motorcyclists are about 28 times more likely to suffer an accident-related fatality than drivers of other vehicles. And riding at night introduces additional risks. If you need or want to ride your motorcycle at night, take extra precautions to help protect...

Nonstandard auto insurance: Your ultimate guide

Car insurance customers are categorized according to their potential risk. The primary classifications auto insurers use are: Preferred Standard Nonstandard Residuals While your classification and your premiums depend on a variety of factors, it ultimately boils down to this: How much of a risk do you pose for the insurer? You might have a minor blemish on your driving record and still be considered preferred...